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Guides for business owners

35 practical articles on tax, accounts and running a business — written in plain English, not accountancy jargon.

Business owner meeting an adviser to discuss accounting support

Choosing an Accountant

How to choose an accountant in Scunthorpe

Most people choose an accountant on a recommendation and a gut feeling. Here is a more useful set of questions to ask before you appoint anyone.

7 min read

Adviser explaining figures to a client

Choosing an Accountant

What does an accountant actually do?

Filing is the visible part. Most of the value sits in the work you never see and the conversations that happen before decisions.

7 July 2026 · 5 min read

Business performance figures being reviewed in a meeting

Business Advice

Management accounts explained

Statutory accounts tell you what happened. Management accounts tell you what is happening while you can still change it.

31 March 2026 · 6 min read

Company director reviewing pay and dividend figures at a desk

Tax

Director's salary and dividends explained

Most owner-managed companies pay a modest salary and top it up with dividends. Here is why, and what has to be true before a dividend can be taken.

24 March 2026 · 7 min read

Year-end financial statements on a desk

Business Advice

Year-end accounts explained

What actually happens between handing over your records and a set of filed accounts — and how to make it cost less.

17 March 2026 · 6 min read

Accounting records being organised ahead of a company year end

Business Advice

How to prepare for your year end

Most of the pain in year-end accounts is created in the fortnight either side of the date. A short checklist removes most of it.

10 March 2026 · 6 min read

Business owner discussing a change of accountant

Choosing an Accountant

Changing accountants: how it actually works

Switching is far less disruptive than most owners expect. The new firm does almost all of the work, and you rarely need to speak to the old one.

3 March 2026 · 5 min read

Self Assessment tax calculation being reviewed on a laptop

Tax

HMRC payments on account explained

The single most common shock in a first tax return is being asked for around 150% of the bill you were expecting. This is why.

24 February 2026 · 5 min read

VAT records being checked against a flat rate calculation

VAT

The VAT Flat Rate Scheme: is it worth it?

The Flat Rate Scheme was once an easy win for service businesses. The limited cost trader rules changed that — here is how to test it properly.

10 February 2026 · 6 min read

Work van parked outside a business premises

Tax

Buying a vehicle through your business

The answer is almost always different for a van than for a car, and the deciding factor is usually the benefit-in-kind charge.

27 January 2026 · 6 min read

Tradesperson working with tools in a workshop

Industry Guides

Accounting for tradespeople

A no-nonsense guide for people who would rather be on the tools than doing paperwork.

6 January 2026 · 6 min read

Business owners reviewing a financial forecast

Business Advice

Cash flow forecasting for small businesses

Profitable businesses fail for want of cash more often than unprofitable ones. A forecast is the cheapest insurance available.

9 December 2025 · 6 min read

Industrial machinery in a workshop

Tax

Capital allowances explained

The most under-claimed relief in UK business tax, particularly for anyone who owns machinery or commercial premises.

28 October 2025 · 6 min read

Business owners discussing long-term plans

Business Advice

Planning your business exit

Businesses sell for more when they have been prepared. Preparation takes years, not months.

2 September 2025 · 6 min read

Need advice on your own figures?

Articles only go so far

General guidance cannot account for your circumstances. If you want an answer specific to your business, book a consultation and we will look at it properly.